Shared Risk Coverage:
Take control of your premiums by sharing your risk with us
The benefits of revolutionary top-to-bottom coverage at a lower premium.
Farmers in a strong financial position can weather storms others can’t. With our shared risk option, we help farmers who want to take on more risk access the unmatched features of our production cost insurance solution at a lower premium by letting them decide how they want to balance their risk with ours.
Revenue
Investment
The Shared Risk option offers the same benefits as our Full Coverage solution, with 75% or 50%, payout options in a claim situation
Features & Benefits
Access the same features and benefits of our industry-leading full coverage option
The Shared Risk Option provides farmers with a higher tolerance for risk to access the same benefits of our flagship coverage option. Your coverage includes your investment in inputs and a gross-margin you select.
Control your premiums by sharing your risk
Tailor your coverage to your risk tolerance by choosing a 75% or 50% payout option. You’ll have the same top-to-bottom coverage but for every dollar you’re in a claim, you’ll be paid out 75 or 50 cents depending how much of the risk we’re sharing.
The Shared Risk Option provides farmers with a higher tolerance for risk to access the same benefits of our flagship coverage option. Your coverage includes your investment in inputs and a gross-margin you select.
Tailor your coverage to your risk tolerance by choosing a 75% or 50% payout option. You’ll have the same top-to-bottom coverage but for every dollar you’re in a claim, you’ll be paid out 75 or 50 cents depending how much of the risk we’re sharing.
HOW IT WORKS
Production Cost Insurance
Shared Risk Option: Multi-peril Production Cost Insurance
Covers the cost of your three major inputs:
Seed
Fertilizer
Chemical
Plus a gross margin you choose on top of those costs. If your input costs go up, so does your coverage, but never your premiums.
Input
Coverage
Premiums
If your farm is in a claim
You’ll be paid out 50% or 75%
depending on how you’ve decided to share your risk with us.
With this option, you’ll have all the advantages of our industry-leading full coverage option. Your investment in inputs is protected, and your revenue guaranteed through a gross-margin coverage option that you choose. You’ll pay a lower premium for your coverage in exchange for taking on a greater share of the risk.
If your farm is in a strong financial position and you still want a complete coverage solution, this might be the option for you.
Farmers are using Production Cost Insurance to drive better results
Every farm is different. We've got options.
Join the Risk Management Revolution. Talk to a Global Ag Risk Solutions Advisor Today.
Case Study
Shared Risk
Traditional crop insurance products did not help Clay cover the risks he was most worried about on his farm.
View Case StudyCase Studies & Video Testimonials
Case Study:
Full Coverage
Video Testimonial
Times of Uncertainty
Case Study:
Shared Risk Coverage
Case Study
Fixed Cost Margin Coverage
Video Testimonial
Farm with Confidence
Global Ag Risk Solutions is now
a part of HUB International